These terms and conditions are designed to provide you information on the services we provide and outline important conditions which apply to your using this service. The payment service is provided by Braintree, a PayPal service. It is subject to the consumer banking regulatory protections described in Regulation E of the Electronic Fund Transfers Act. Reg. E stipulates significant disclosure requirements and therefore most of these terms and conditions are a direct result of Reg. E. When you open your account with us or any third-party vendor acting on our behalf, you and any person you authorize to perform functions on your account, agree to these terms and conditions.
1. Services Offered. This payment service is provided for use in making charitable donations to Central College as permitted by law and is not to be used for other purposes.
2. Erroneous Instructions. If we receive a payment instruction authorized by you and the instruction is erroneous in any way, we shall have no obligation or liability for the error.
3. Refunds. Refunds are at the discretion of the college and offered on a limited basis to resolve processing errors or payment discrepancies. You are still responsible for any fees charged by your banking institution.
4. Transaction Limitations. Please be aware that certain types of bank accounts have limits on the numbers of transfers or withdrawals that may be made per month. Your bank may refuse transfers which would exceed such limits, so we recommend you check with your bank to determine what limitations are imposed on withdrawals from any account. If we are not able to debit the amount required to cover an authorized payment and any fees from your account, we will not be able to make the payment you have authorized, and will not be held liable for any costs, damages, etc., caused by the failure to make the payment. We have no obligation to try to debit an account for a specific payment more than once.
5. Cutoff Hours. If we receive payment authorizations from you on or before 6:00 p.m. Central Time on a business day, we will attempt to debit the funds from your account(s).
6. Business Days. Our business days are Monday through Friday, excluding certain holidays. The college recognizes the following holidays: New Year’s Day, Good Friday, Memorial Day, Independence Day, Labor Day, Thanksgiving Day and the Friday after Thanksgiving, Christmas Eve Day and Christmas Day. Additionally, offices will be closed during the period between Christmas Eve Day and New Year’s Day. When a holiday falls on Sunday, it is observed on the following Monday. If a holiday falls on a Saturday, it is observed on the preceding Friday.
7. Electronic Disclosures. We are required to provide you with certain disclosures and notices which are mandated by various laws and rules. You agree to receive all such disclosures electronically, which in most cases will be done at our website or the websites of our vendors.
8. Confidentiality. We will never sell any personally identifiable information to a third party for marketing purposes without your consent. We will only disclose information to third parties about your account or the transfers or payments you make:
(a) where it is necessary for opening or maintaining your account, or for completing transfers or payments,
(b) if lawfully required or
(c) if you request or authorize it.
9. Your Liability. You agree to regularly and promptly review and verify all transactions through the monthly statements received from your bank holding the account(s). If your bank statement shows transactions by us that you did not authorize, contact your bank.
10. Our Liability. If we do not complete a payment which you have authorized in a timely manner, in accordance with the terms and conditions herein, we will be liable for your losses or damages. However, there are some exceptions. We will NOT be liable, for example, when:
(a) Through no fault of ours, your account does not contain sufficient available funds for us to debit the account in the amount of the payment due.
(b) The website or other systems are not working properly.
(c) Circumstances beyond our control (such as fire, flood, computer breakdown or problems with a telephone line) prevent or impede the transaction, despite reasonable precautions we have taken.
(d) The funds in your account are subject to an uncollected funds hold, legal process or any other encumbrance or claim restricting transfers at the time we attempt to debit your account for an authorized payment(s).
(e) The information you or your payees have supplied to us is incorrect, incomplete or not timely.
(f) There may be other exceptions as well.
11. In Case of Errors or Questions about Transfers from Your Account. Questions about payment transactions may be directed to your banking institution or the college. Contact Central College’s Advancement Office at: 812 University St. Campus Box 5100, Pella, Iowa 50219, 641-628-5154 or development@central.edu.
12. Change in Terms. It is possible that our terms and conditions may change over time. We will post any changes on our website and will send you any legally required notice. Prior notice may not be given, however, where an immediate change is necessary for security purposes.
13. Termination. We reserve the right to terminate your service at any time with or without cause. We may immediately terminate your use of the service if:
(a) You or any authorized user breach any agreement with us.
(b) We have reason to believe there has been or may be an unauthorized use of your accounts or our service.
(c) Any party associated with your accounts or your service requests that we do so.
(d) There are conflicting claims to the funds in your accounts.
Please note that if you or another party asks us to terminate your service, or your accounts are closed for any reason, you will remain liable for transactions previously authorized.
14. Limitations. You agree that neither we nor any party involved in creating or delivering this website is liable for any direct, indirect, incidental, consequential or punitive damages arising out of your access to, or use of this website. We assume no responsibility for and will not be liable for any damages to or any viruses which may affect your computer equipment or other property on account of your access to, use of or downloading from our website.
If we fail to enforce any of our rights under this terms and conditions, our Privacy & Security Statement or Our Promise or applicable laws, it shall not be deemed to constitute a waiver of such right. If any provision of these documents is found by a court to be invalid, then the remaining terms and conditions shall remain in full force and effect.
By accessing and using this site, you agree to the terms and conditions of these Terms and Conditions without limitation or qualification.